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Guide to Calling Cards

Calling Card : What is it?

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Calling cards are used for making local, national, international, and other types of calls using landline phones, cell phones, fax machines, or payphones. Also known as phone cards, they come with fixed amounts that lessen each time a call is made.

Calling cards come in prepaid, prepaid payphone, and postpaid types. They are commonly used by those who do not have fixed phone lines and those who travel frequently and need phone access. 

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Types Of Calling Cards

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Kinds of Calling Cards include the following:

Prepaid calling cards

  • Prepaid calling cards are loaded with fixed amounts that can be reloaded.
  • They are normally used for calling overseas.
  • Some cards can be used to make other types of calls but restrict making calls using 1-900 or 1-800 numbers.
  • They can be bought over the phone, online, or in retail stores.

Prepaid payphone cards


  • Prepaid payphone cards are loaded with fixed amounts.
  • They are used for making calls in specific payphones.
  • They do not have access numbers that need to be contacted before use.
  • They can be used to make different types of calls, but some types can be restricted from making certain calls depending on the payphone card manufacturer or supplier.

Postpaid billing cards


  • Postpaid billing cards are used in conjunction with traditional telephone accounts in the home or office.
  • They are offered by big telecommunication companies.
  • They require verification fees, surcharge fees, or special rates.
  • Calls made outside the office or home are charged to the traditional telephone account.

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Choosing Calling Cards (Buying Tips)

Calling capability: Consider the numbers you frequently call or the types of calls you usually make when choosing a calling card. If you are a businessman and frequently travel, choose one that can make overseas, fax, satellite, and Internet access calls. If you are based in the country, choose one that can make local and national calls using a mobile phone, a payphone, or a fixed line telephone.

Expiry dates:
Check the expiry date of your calling card before purchasing it. Most expiry dates are indicated on the card’s backside. There are some calling cards that only indicate the number of months they are valid after being used for the first time.

Reloadable feature: If you frequently rely on your calling card to make different types of calls, choose a reloadable one that you can load up with additional value. Reloading can extend your card’s validity, although this feature is manufacturer-dependent.

Local access numbers:
Choose a postpaid or a prepaid calling card with a clearly indicated local access number that you can call to access your account and use your card.

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Sources

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What Is It?
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Choosing Calling Cards (Buying Tips)
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